American Airlines AAdvantage MileUp Card
Citi's No-Fee American Airlines Miles Card
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Annual Fee
$0
Earning Rate
2x grocery stores (including delivery services) • 2x American Airlines purchases • 1x everything else
Welcome Bonus
15,000 miles after $500 spend in 3 months
Card Material
Plastic card with matte finish
Practical Recommendation
Want an easy way to earn American Airlines miles without paying an annual fee? Use this for groceries and occasional AA purchases, then redeem miles or build Loyalty Points toward status (you earn 1 Loyalty Point per eligible mile from purchases). It's simple and cheap to keep.
Set expectations: there's a 3% foreign transaction fee and no free checked bag, priority boarding, or lounge access. If you fly American often and want travel perks, consider the Platinum Select or Executive instead.
Perks
- Earning details (plain English) – 2x at grocery stores (including delivery); 2x on eligible American Airlines purchases; 1x everywhere else. Also earns 1 Loyalty Point per eligible mile from purchases toward AAdvantage status.
- 25% inflight savings – Get 25% back as a statement credit on eligible food and beverage purchases on American flights when you pay with the card. Good for snackers; small but automatic.
- No annual fee – A straightforward way to collect AA miles without an annual cost; pair with a richer travel card for protections and abroad spending.
Protections
- No built-in travel insurance – This card doesn't include trip delay/cancellation or baggage protections. Use a card with coverage for those bookings.
- Foreign transaction fees – A 3% fee applies to purchases made abroad; not the card to use internationally.