American Express® Green Card
Simple 3x on Dining, Travel & Transit
Practical Recommendation
If you want a basic travel card that just works, this is it. Green gives 3x on travel, transit, and dining with no portals, caps, or rotating hoops. The $150 annual fee is straightforward, and there aren't monthly nickels-and-dimes to track—there's basically just one optional Clear Plus credit you can use or ignore.
Who it fits: people who actually spend on flights, hotels, and getting around town and want points without babysitting a stack of credits. If you want a coupon book and lounge hype, look elsewhere. Bottom line: a simple, good-value travel card that actually rewards travel.
Credits
Practical Advice
This is what makes or breaks a card for you. If you can use these credits in your normal spend, the perks and protections are all bonus for you. We have a calculator at the bottom of this section to help you calculate that. Below we break down exactly what every credit is to show you if it's easy or if they're going to make you jump through 17 hoops to redeem it.
- $209 Clear Plus credit (per calendar year) – Statement credits up to $209 when you pay for a Clear Plus airport membership with this card (enrollment required). Covers the member fee each year; taxes/extra add-ons don't always count. If you use airline-member pricing (Delta/United/Alaska), you must still charge the fee to this Amex to trigger the credit. Auto-renews annually unless you cancel. Good value if you fly from Clear airports; $0 value if you don't. — Clear Plus benefit terms
| What It Is: | Up to $209 in statement credits each calendar year for Clear Plus airport membership when you pay with the Green card. |
| How It Works: | Enroll the benefit, then charge Clear Plus to this card; credits post after the charge settles. Applies once per account per calendar year; renews annually if you keep auto-renew on. |
| Gotchas: | Enrollment required; must pay with this card; taxes/fees or add-on family pricing may not be fully covered; pricing and participating airports change; credit does not roll over. |
| Who Actually Benefits: | Travelers using Clear airports a few times a year who value shorter ID lines (especially at busy hubs). |
| Practical Value: | Easy $209 if you'll keep Clear; otherwise worth $0. — Benefit page |
This is effectively what you are paying for this card. It is now up to you if the perks, protections, and earning rates are worth this fee to you over other cards.
Perks
- Earning: 3x dining, 3x travel, 3x transit – Use for restaurants worldwide, flights/hotels/cruises/tours/car rentals, plus U.S. transit like rideshare, subways, buses, trains, parking, and tolls. Simple way to rack up points on everyday movement. Terms apply. — Earning details
- No foreign transaction fees – Take it abroad without the usual 3% hit; still compare exchange rates and watch for dynamic currency conversion. — See benefit
Protections
(use the card to pay for the trip; terms apply):
- Trip Delay Insurance – Reimburses up to $300 per trip for essentials (hotel, meals) when a covered round-trip flight is delayed 12+ hours; up to 2 claims per 12 months. Handy for weather meltdowns and missed connections.
- Baggage Insurance Plan – Coverage for lost, damaged, or stolen baggage on eligible tickets paid with the card (typical limits: up to ~$1,250 carry-on / ~$500 checked; see your guide for exact amounts and exclusions).
- Car Rental Loss & Damage Insurance (secondary) – Pays for damage/theft to the rental car when you decline the agency's collision damage waiver and pay with the card; liability not included. Optional paid Premium Protection available.
- Purchase Protection – Covers theft/accidental damage for 90 days, up to $1,000 per item and $50,000 per account per calendar year. Good backstop for gadgets and small appliances.
- Extended Warranty – Adds up to 1 extra year to eligible manufacturer warranties of 5 years or less on covered purchases. Useful on electronics that come with 1-year coverage.