Atmos Rewards Summit Visa Infinite Credit Card

Bank of America's Alaska/Hawaiian Premium Travel Card

Annual Fee $395

Earning Rate 3x Alaska & Hawaiian • 3x dining • 3x foreign purchases • 1x everything else

Welcome Bonus 80,000 points + 25,000-point Global Companion Award after $4,000 spend in 90 days

Card Material Plastic card with standard finish

Practical Recommendation

If you fly Alaska or Hawaiian or travel abroad a lot, this is the rare airline card that earns well on your overseas spending and hands you useful perks (8 lounge passes, free checked bags, waived partner award fees). The Global Companion Award can be a huge discount on a second award seat, and you get one every anniversary without a spending requirement.

The current public offer is 80,000 points plus a 25,000-point companion award after $4,000 in 90 days. Bank of America ran a bigger 100,000-point version in spring 2026, so if you are not in a hurry it may be worth waiting to see whether that comes back.

If you do not touch those airlines or you hate tracking airline perks, the $395 will feel like a lot. Bottom line: regular Alaska/Hawaiian flyers or frequent international spenders can make this pay; casual travelers should look cheaper.

Credits

Practical Advice

This is what makes or breaks a card for you. If you can use these credits in your normal spend, the perks and protections are all bonus for you. We have a calculator at the bottom of this section to help you calculate that. Below we break down exactly what every credit is to show you if it's easy or if they're going to make you jump through 17 hoops to redeem it.

Global Entry / TSA PreCheck – Up to $120 back every 4 years when you pay the application fee with the card (choose Global Entry for broader coverage; it includes TSA PreCheck). Automatic after the charge posts; one credit per window.
Instant $50 Travel Delay Voucher – If an Alaska flight is delayed 2+ hours or canceled within 24 hours of departure, you get a $50 voucher to your card, valid for 48 hours. Handy for meals or incidentals; short validity means use it quickly.
Eight In-Flight Wi-Fi Vouchers – 8 codes per year, issued two per quarter, still active as of August 2026. Good for occasional connectivity without paying cash; the perk shrinks in value as Alaska expands free Starlink Wi-Fi across the fleet.
Waived Partner Award Ticket Fees – Saves up to $25 per person on round-trip partner award bookings. Small but automatic; worth the most if you book partners often.

Click Here to Calculate Your Annual Fee

Credit

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Your Value

Practical Tip

You can edit the amounts in the number fields if you value a credit at less than the full value. For example, if you only use a $10/month Uber credit half the months, you might value it at $60 instead of $120.

Global Entry / TSA PreCheck

What It Is:	One application fee credit up to $120 every 4 years (Global Entry) or up to $85 every 4.5 years (TSA PreCheck).
How It Works:	Pay the fee with the card; the statement credit posts automatically.
Gotchas:	One credit per time window; only covers the fee; appointment availability varies.
Who Actually Benefits:	Anyone who flies a few times a year and wants shorter security/customs lines.
Practical Value:	Easy, near-certain value; pick Global Entry since it includes PreCheck.

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Instant $50 Travel Delay Voucher

What It Is:	$50 voucher when your same-day Alaska flight is delayed 2+ hours or canceled within 24 hours.
How It Works:	Trigger is automatic; voucher ties to your card and expires after 48 hours.
Gotchas:	Short window; Alaska-operated flights only at launch; buy fast or lose it.
Who Actually Benefits:	Anyone stuck at the airport who needs food or essentials during a delay.
Practical Value:	Real money when you need it, but easy to miss if you are not watching your email/app.

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Eight In-Flight Wi-Fi Vouchers

What It Is:	8 single-use Wi-Fi vouchers per year on Alaska flights, issued two per quarter.
How It Works:	Codes are issued to cardholders; apply them in-flight at login.
Gotchas:	Alaska flights only; codes may expire; becomes moot once free Wi-Fi is live.
Who Actually Benefits:	Travelers who fly Alaska a few times a year and want connectivity without paying.
Practical Value:	Useful near-term perk; shrinking value as free Wi-Fi expands.

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Waived Partner Award Ticket Fees

What It Is:	Removes up to $25 per person in partner award booking fees on round-trip itineraries.
How It Works:	Fee waiver applies automatically when you redeem Atmos points on eligible partner awards.
Gotchas:	Taxes, surcharges still apply; not a discount on points price.
Who Actually Benefits:	People who redeem on partners (e.g., Japan Airlines, American).
Practical Value:	Small but guaranteed savings if you book partner awards.

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Annual Fee: $395

Your Credits: $0

YOUR Annual Fee: $395

This is effectively what you are paying for this card. It is now up to you if the perks, protections, and earning rates are worth this fee to you over other cards.

Perks

Earning details (in plain English) – 3x on Alaska & Hawaiian purchases, 3x on dining, 3x on foreign purchases, 1x on everything else; +10% rewards bonus if you have a Bank of America checking account (through BofA Rewards). Simple to use, especially abroad.
Global Companion Awards – Every anniversary you get a 25,000-point companion award; spend $60,000 in an anniversary year for an extra 100,000-point companion award. Works on Alaska, Hawaiian, and partners, any cabin; pay taxes/fees with the card.
Status boosts – 1 status point per $2 in purchases, plus 10,000 status points every anniversary; meaningful progress toward elite tiers without flying.
Free Checked Bag & Preferred Boarding – You and up to 6 companions on the same reservation get one checked bag free and early group boarding on both Alaska and Hawaiian when the tickets are charged to the card. Real savings for families.
Points pooling – Share points with up to 10 Atmos members for free; great for households to combine balances.
Alaska Lounge passes (8/yr) – Eight passes per year, issued two per quarter. Same-day ticket required; a pass typically covers one adult (kids rules vary by lounge). Passes do not roll over, so use them or lose them each quarter.
Same-day change & inflight savings – Free same-day confirmed flight changes on Alaska, plus 20% back on inflight food, drinks, and Wi-Fi when you pay with the card. Small, but they show up on nearly every trip.

Protections

Trip disruption voucher – $50 automatic voucher when an Alaska flight is delayed 2+ hours or canceled within 24 hours; good for quick meals and essentials.
Rental car collision damage waiver (primary) – Primary coverage for theft/damage when you decline the agency's collision damage waiver and pay with the card, so you can skip filing with your own auto insurer; useful if you rent a few times a year.
Lost/delayed baggage – Reimbursement if your checked bags go missing or arrive late; helpful for replacing essentials.
Extended warranty – Adds up to an extra year on eligible U.S. manufacturer warranties of 5 years or less; good back-up on electronics and appliances.
Purchase protection – Covers eligible new purchases against theft or accidental damage for a limited time after purchase.
No foreign transaction fees – Use the card abroad without extra issuer fees; acceptance depends on the merchant/network.