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Atmos Rewards Summit Visa Infinite Credit Card

Bank of America's Alaska/Hawaiian Premium Travel Card

Atmos Rewards Summit Visa Infinite Credit Card
Annual Fee $395
Earning Rate 3x Alaska & Hawaiian • 3x dining • 3x foreign purchases • 1x everything else
Welcome Bonus 100,000 points after $6,000 spend in 3 months + 25,000-point Global Companion Award
Card Material Plastic card with standard finish

Practical Recommendation

If you fly Alaska or Hawaiian or travel abroad a lot, this is the rare airline card that earns well on your overseas spending and hands you useful perks (8 lounge passes, free checked bags, waived partner award fees). The Global Companion Award can be a huge discount on a second award seat.

If you do not touch those airlines or you hate tracking airline perks, the $395 will feel like a lot. Bottom line: regular Alaska/Hawaiian flyers or frequent international spenders can make this pay; casual travelers should look cheaper.

Perks

  • Earning details (in plain English) – 3x on Alaska & Hawaiian purchases, 3x on dining, 3x on foreign purchases, 1x on everything else; +10% rewards bonus with eligible Bank of America banking. Simple to use, especially abroad.
  • Global Companion Awards – Every anniversary you get a 25,000-point companion award; spend $60,000 in an anniversary year for an extra 100,000-point companion award. Works on Alaska, Hawaiian, and partners, any cabin; pay taxes/fees with the card.
  • Status boosts – 1 status point per $2 in purchases, plus 10,000 status points every anniversary; meaningful progress toward elite tiers without flying.
  • Free Checked Bag & Preferred Boarding – You and up to 6 companions on the same reservation get one checked bag free and early group boarding (Alaska now; Hawaiian boarding coming later). Real savings for families.
  • Points pooling – Share points with up to 10 Atmos members for free; great for households to combine balances.
  • Alaska Lounge passes (8/yr) – Eight passes per year (generally issued two per quarter). Same-day ticket required; a pass typically covers one adult (kids rules vary by lounge), and cardholders get a premium bar experience through 2026.

Protections

  • Trip disruption voucher – $50 automatic voucher when an Alaska flight is delayed 2+ hours or canceled within 24 hours; good for quick meals and essentials.
  • Rental car collision damage waiver – Coverage for theft/damage when you decline the agency's collision damage waiver and pay with the card; useful if you rent a few times a year.
  • Lost/delayed baggage – Reimbursement if your checked bags go missing or arrive late; helpful for replacing essentials.
  • Extended warranty – Adds up to an extra year on eligible U.S. manufacturer warranties of 5 years or less; good back-up on electronics and appliances.
  • Purchase protection – Covers eligible new purchases against theft or accidental damage for a limited time after purchase.
  • No foreign transaction fees – Use the card abroad without extra issuer fees; acceptance depends on the merchant/network.