Delta SkyMiles Platinum American Express Card
American Express' Delta Premium Travel Card
Annual Fee
$350
Earning Rate
3x Delta flights • 3x hotels • 2x dining • 2x groceries • 1x everything else
Welcome Bonus
90,000 miles after $4,000 spend in 6 months
Card Material
Metal or 70% reclaimed plastic card with matte finish
Practical Recommendation
If you actually fly Delta, this card makes sense: the annual Main Cabin companion certificate, $120 rideshare, $120 Resy, and the $150 Delta Stays credit can more than cancel out the annual fee. Add 15% off Delta award tickets and the first checked bag and it's easy value for regular Delta trips.
If you want airport lounges, look elsewhere—this one doesn't get you in. Bottom line: fly Delta a few times a year and use the credits? Keep it. Hate tracking monthly credits or never fly Delta? Pass.
Credits
Practical Advice
This is what makes or breaks a card for you. If you can use these credits in your normal spend, the perks and protections are all bonus for you. We have a calculator at the bottom of this section to help you calculate that. Below we break down exactly what every credit is to show you if it's easy or if they're going to make you jump through 17 hoops to redeem it.
- $120 Rideshare Credit – Up to $10 per month in statement credits on U.S. rideshare purchases with select providers (Uber, Lyft, Curb, Revel, Alto). Enrollment required; posts after eligible charge; unused value does not roll over. Good if you take at least one ride monthly; worth $0 if you forget.
- $120 Resy Dining Credit – Up to $10 per month back at U.S. restaurants booked or paid via Resy with your enrolled card. Credits appear after the charge posts; unused amounts do not roll. Great if you dine out monthly; zero value if you never use Resy.
- $150 Delta Stays Credit – Up to $150 per calendar year on prepaid hotels or vacation rentals booked through Delta Stays on delta.com and paid with this card. Prices can differ from booking direct; no points boost for portal bookings. Best for simple, prepaid stays you'd book anyway.
- $200 Delta Flight Credit (after spend) – Earn a $200 Delta flight credit after $10,000 in purchases in a calendar year; applied toward future Delta travel. Not automatic value—you must hit the spend, then remember to use it before it expires.
- Global Entry / TSA PreCheck® Credit – Statement credit for one application fee: Global Entry (every 4 years) or TSA PreCheck® (every 4.5 years) when you pay with this card. Easiest win if you have not enrolled yet.
- Uber One (limited-time) – Up to $9.99 back per month for up to 12 months on an auto-renewing Uber One monthly membership when first purchased with this card by Jun 25, 2026. Nice if you already use Uber for rides or delivery; otherwise skip.
- In-flight Savings (20%) – Get 20% back as a statement credit on eligible Delta in-flight purchases (food, drinks, headsets) when you pay with this card. Handy for a snack; tiny but automatic.
Click Here to Calculate Your Annual Fee
Credit
Include
Your Value
Practical Tip
You can edit the amounts in the number fields if you value a credit at less than the full value. For example, if you only use a $10/month Uber credit half the months, you might value it at $60 instead of $120.
Rideshare Credit
| What It Is: | $10 per month ($120 per year) in statement credits on eligible U.S. rideshare purchases. |
| How It Works: | Enroll, then pay Uber, Lyft, Curb, Revel, or Alto with this card; credit posts after the charge. No rollover. |
| Gotchas: | Must be those providers; monthly use-it-or-lose-it; coding issues can happen with gift balances (Uber Cash). |
| Who Actually Benefits: | Anyone taking at least one monthly rideshare or taxi via eligible apps. |
| Practical Value: | Easy $120 if you ride monthly; $0 if you forget. |
$0
Include:
Your Value:
$0
Resy Dining Credit
| What It Is: | $10 per month ($120 per year) back on eligible U.S. Resy restaurant purchases. |
| How It Works: | Enroll, make a Resy reservation or pay at a participating Resy venue with this card; credit posts after the charge. |
| Gotchas: | Must transact through Resy; no rollover; cancellations/no-shows may not trigger credits. |
| Who Actually Benefits: | Diners who already book with Resy or can switch easily. |
| Practical Value: | Reliable $120 if you dine out monthly; $0 if not a Resy user. |
$0
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Your Value:
$0
Delta Stays Credit
| What It Is: | Up to $150 per calendar year on prepaid hotels or vacation rentals booked via Delta Stays on delta.com. |
| How It Works: | Book an eligible prepaid stay through Delta Stays and pay with this card; statement credits post after the charge. |
| Gotchas: | Portal-only, prepaid required; inventory/prices can differ from booking direct; typical elite benefits/points may not apply. |
| Who Actually Benefits: | Travelers who can find competitive prepaid rates in the portal. |
| Practical Value: | Useful if the portal price matches your plans; otherwise, do the math. |
$0
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Your Value:
$0
Delta Flight Credit (after spend)
| What It Is: | $200 Delta flight credit after $10,000 calendar-year purchases on this card. |
| How It Works: | Hit $10,000 in card spend; the credit is issued to your SkyMiles account and applied toward future Delta travel. |
| Gotchas: | Not automatic value—you must reach the spend threshold and redeem before expiration; not usable on partner airlines. |
| Who Actually Benefits: | Cardholders who naturally spend $10k on the card and fly Delta at least once afterward. |
| Practical Value: | Good rebate if you already meet the spend; not worth chasing on its own. |
$0
Include:
Your Value:
$0
Global Entry / TSA PreCheck® Credit
| What It Is: | One application fee credit: Global Entry (every 4 years) or TSA PreCheck® (every 4.5 years). |
| How It Works: | Pay the fee with this card; a statement credit posts automatically. |
| Gotchas: | Timing windows apply; only covers the fee, not interview travel; benefits subject to government processing. |
| Who Actually Benefits: | Anyone who flies a few times a year and wants shorter security/customs lines. |
| Practical Value: | A simple, near-certain $78–$100 value. |
$0
Include:
Your Value:
$0
Uber One (limited-time)
| What It Is: | Up to $9.99 back per month for up to 12 months when you buy an Uber One monthly membership with this card by Jun 25, 2026. |
| How It Works: | Purchase an auto-renewing monthly membership during the promo window; receive a monthly statement credit up to $9.99 for 12 consecutive months. |
| Gotchas: | New benefit window required; monthly only (not annual); ends after 12 months from first eligible purchase. |
| Who Actually Benefits: | Regular Uber riders/eaters who want delivery discounts and fee reductions. |
| Practical Value: | Nice-to-have if you already use Uber often; skip otherwise. |
$0
Include:
Your Value:
$0
Annual Fee:
$350
Your Credits:
$0
YOUR Annual Fee:
$350
This is effectively what you are paying for this card. It is now up to you if the perks, protections, and earning rates are worth this fee to you over other cards.
Perks
- Earning rates (in plain English) – 3x on Delta purchases (airfare, seat fees, upgrades), 3x on hotels booked direct, 2x at restaurants worldwide and U.S. supermarkets; 1x everywhere else. Easy to remember, best for Delta flyers and hotel stays you pay direct.
- TakeOff 15 (award discount) – Save 15% in miles on Delta-operated award flights booked at delta.com or the app; not valid on partner flights or taxes/fees. Solid savings if you redeem miles often.
- Annual Companion Certificate (Main Cabin) – Each year after renewal, get a round-trip companion ticket for select domestic, Caribbean, and Central America destinations (taxes/fees apply). Great for couples or families; blackout and fare rules apply.
- First Checked Bag – First bag free for you and up to 8 companions on the same reservation—saves money fast if you check bags.
- Priority Boarding (Zone 5) – Board earlier to find overhead space; applies to you and companions on the same reservation with eligible tickets.
- Pay With Miles – Use miles at checkout on Delta tickets to reduce the cash price in fixed chunks; simple but often less value than award bookings.
- Upgrade List Eligibility – With an eligible ticket, you can appear on the complimentary upgrade list after Medallion members and Reserve cardholders. Nice perk, just do not expect miracles.
- Hertz Five Star Status – Faster car rental upgrades and shorter lines at Hertz after enrollment; good if you rent a few times a year.
Protections
- Trip Delay Insurance – Reimburses reasonable expenses up to $300 per trip (max 2 claims per 12 months) when a round-trip paid with the card is delayed 12+ hours for a covered reason. Helpful for hotels/meals during long delays.
- Baggage Insurance – Up to $1,250 for carry-on and $500 for checked baggage (excess of carrier coverage) on eligible round-trip tickets paid with the card.
- Rental Car Loss & Damage (secondary) – Up to $50,000 for theft/damage when you decline the agency's collision damage waiver and pay with the card; no liability coverage. Consider Amex's optional primary coverage if you want to avoid your auto insurance.
- Purchase Protection – Covers theft or accidental damage on eligible purchases up to $1,000 per item, $50,000 per year, within 90 days. Handy for new gadgets and gear.
- Extended Warranty – Adds up to one extra year on eligible U.S. manufacturer warranties of 5 years or less; max $10,000 per claim, $50,000 per account per year. Good backup for appliances and electronics.
- Cell Phone Protection – Pay your monthly wireless bill with the card to get up to $800 per claim (2 claims per 12 months; $50 deductible) for theft or damage (cracked screens included).
- No Foreign Transaction Fees – Use the card abroad without extra issuer fees; network and merchant acceptance still apply.