Marriott Bonvoy Bountiful® Credit Card
Premium Marriott Card with Gold Status
Annual Fee
$250
Earning Rate
6x Marriott hotels • 4x dining & groceries (up to $15k/year) • 2x everything else • 1,000 bonus points per stay
Welcome Bonus
85,000 points after $4,000 spend in 3 months
Card Material
Metal card with matte finish
Practical Recommendation
You get automatic Gold Elite status, 1,000 bonus points per stay, and solid 4x on dining and U.S. supermarkets up to $15,000 a year. If you sleep at Marriott often, those points and on-property perks add up.
There's no automatic free night; you must spend $15,000 each calendar year to earn a certificate up to 50,000 points. The $10 monthly Instacart credit (three free months of Instacart+ first, then $10 a month while you keep the membership) is worth up to $120 a year and is the easiest way to shrink the fee. Bottom line: frequent Marriott guests can make the $250 fee work; casual travelers should compare Boundless, which now carries up to $100 a year in airline credits for a $95 fee.
Perks
- Earning rates (detailed) – 6x at Marriott Bonvoy hotels; 4x at restaurants worldwide and U.S. supermarkets on the first $15,000 per year (then 2x); 2x on everything else. Plus 1,000 bonus points per eligible stay booked direct. Caps, definitions, and exclusions apply. — See card page and category FAQs
- Automatic Gold Elite status – Room upgrades (excluding suites), 2 pm late checkout (subject to availability), and a points welcome gift. Good if you stay a few times a year; not magic, but noticeable. — See Gold benefits
- 15 Elite Night Credits each year – Jump-starts your path to higher status; pairs well if you also hold a Marriott business card (personal + business nights can stack). — See terms
- Free Night Award after $15,000 spend – One certificate good for a night up to 50,000 points; can top-up with points if a hotel prices higher. Plan redemptions where cash rates are steep. — Check eligible hotels
- No foreign transaction fees – Handy for international stays or dining abroad; charged at $0. — Pricing & terms
- DoorDash DashPass (through Dec 31, 2027) – One year of DashPass after activation, plus up to $10 off quarterly on non-restaurant orders; useful if you already use DoorDash. Activation required. — See details
- Instacart+ (3 months) + $10 monthly credit (through Dec 31, 2027) – Activate with this card for three free months of Instacart+, then a $10 Instacart credit each month you keep an active membership. Up to $120 a year, which takes a real bite out of the $250 fee if you order groceries anyway; unused months do not roll over. — Activate / see terms
Protections
- Trip Delay Reimbursement – Flight delayed 12+ hours or overnight? Covers meals and lodging up to $500 per covered traveler per trip. Great for weather or missed connections. — Guide highlights
- Baggage Delay Insurance – If bags are delayed 6+ hours, reimburses essentials up to $100 a day for 5 days. Saves you from buying a second toothbrush at airport prices. — Guide highlights
- Lost Luggage Reimbursement – Up to $3,000 per covered traveler if checked or carry-on baggage is lost or stolen. Helpful safeguard on multi-leg trips. — Guide highlights
- Purchase Protection – Eligible purchases covered for damage or theft for 120 days, up to $500 per item. This can save you from buying extra store warranties. — Guide highlights
- Visa Signature concierge – Help with dining reservations and event finds; useful in unfamiliar cities. — Overview